November 2017 Finance Report

Here be all my finances for November 2017.

I spent the first three weeks of the month on in Las Palmas de Gran Canaria, then spent 6 days days jumping around the South of France (Nice, Monaco, Marseille), before heading to Morocco for the home stretch.

Summary

November 2017 finance graph

Total Income € 3,012 $ 3,505
Total Expenses € 2,403 $ 2,796
Profit/Loss € 609 $ 709

Income

November 2017 income graph

3M1K 1 € 1,781 $ 2,072
Freelance web development 2 € 724 $ 843
Authority Hacker Pro affiliate payment 3 € 206 $ 240
Coaching / Consulting 4 € 172 $ 200
Google Adsense 5 € 73 $ 85
Coinbase bonuses 6 € 17 $ 20
Book sales (via Amazon) 7 € 16 $ 19
Cheap Flight Checklist 8 € 12 $ 14
Patreon 9 € 11 $ 13
Total Income € 3,012 $ 3,505
Last Month € 3,544 $ 4,124

I predicted $2500 income in November and managed to pull in $1k more than that, mostly thanks to 3M1K.

Expenses

November 2017 expenses graph

Food & Drink

Groceries € 187 $ 218
Eating out € 183 $ 213
10 Total € 370 $ 431
Last Month € 411 $ 478

Housing & Utilities

26 nights at shared apartment in Las Palmas 11 € 530 $ 617
4 nights at Marseille apartment 12 € 200 $ 233
3 nights at Madrid apartment 13 € 161 $ 187
2 nights at Dar Daoud Marrakesh 14 € 81 $ 94
Cleaner 15 € 30 $ 35
Total € 1,002 $ 1,166
Last Month € 138 $ 161

Health Care

IMG Global Health Insurance 16 € 0 $ 0
Total € 0 $ 0
Last Month € 0 $ 0

Travel & Transport

Flight: Las Palmas (LPA) to Madrid (MAD) 17 € 121 $ 141
Electric bicycles rental in Marseille 18 € 50 $ 58
Taxis in Gran Canaria € 32 $ 37
Taxis in Marrakesh € 23 $ 27
Taxi: Agadir to Taghazout € 16 $ 19
Bus: Marrakesh to Agadir € 10 $ 12
Local buses in Nice € 9 $ 10
Luggage storage in Nice 19 € 9 $ 10
Train: Marseille to MRS Airport € 5 $ 6
Local buses in Monaco € 4 $ 5
Bus: Nice to Monaco € 2 $ 2
Local bus in Gran Canaria € 1 $ 2
Total € 282 $ 329
Last Month € 724 $ 843

Business Expenses

Outsourcing 20 € 181 $ 210
1 month coworking in Las Palmas 21 € 143 $ 166
Facebook ads 22 € 121 $ 141
3M1K affiliate payment 23 € 57 $ 66
Phone credit 24 € 39 $ 45
TransferWise fees 25 € 26 $ 30
PayPal fees 26 € 17 $ 20
Chatroll 27 € 16 $ 19
Virtual Post Mail 28 € 9 $ 10
Buffer 29 € 9 $ 10
Moroccan SIM cards x2 30 € 8 $ 9
Gumroad fees 31 € 2 $ 2
Amazon Web Services (storage) 32 € 2 $ 2
ActiveCampaign mailing list software33 € 0 $ 0
Dreamhost 34 € 0 $ 0
Elegant Themes subscription 35 € 0 $ 0
Google Drive storage (1TB) 36 € 0 $ 0
MemberMouse 37 € 0 $ 0
Teamwork project management software 38 € 0 $ 0
Total € 630 $ 733
Last Month € 893 $ 1,039

Gifts & Donations

Flowers 39 € 36 $ 42
Monthly Love & Courage podcast donation 40 € 5 $ 6
Waking Up podcast donation 41 € 3 $ 4
Total € 44 $ 52
Last Month € 40 $ 47

Books 42

Brave New World 43 *** € 0 $ 0
The Kind Worth Killing 44 ***** € 0 $ 0
Your Move 45 € 0 $ 0
Total € 0 $ 0
Last Month € 1 $ 1

Clothing

Total € 0 $ 0
Last Month € 112 $ 130

Miscellaneous Expenses

Swim goggles (x2) 46 € 30 $ 35
Coinbase fees 47 € 17 $ 20
Netflix subscription € 10 $ 12
Toiletries € 8 $ 9
Laundry € 7 $ 8
Monthly banking fee (Dutch bank) € 1 $ 2
Patreon fees 48 € 1 $ 1
Total € 74 $ 87
Last Month € 126 $ 147

Expense Summary

Housing & Utilities € 1,002 $ 1,166
Business Expenses € 630 $ 733
Food & Drink € 370 $ 431
Travel & Transport € 282 $ 329
Miscellaneous Expenses € 74 $ 87
Gifts & Donations € 44 $ 52
Books € 0 $ 0
Clothing € 0 $ 0
Health Care € 0 $ 0
Total Expenses € 2,403 $ 2,796
Last Month € 2,445 $ 2,845

I was aiming to keep everything under €2000 for the month, so I was overly optimistic by €403. Accommodation expenses were more than anticipated.

Biggest Regret?

Nothing much.

Would have been good to keep the receipt for that first pair of swim goggles so I could have returned them and got my €20 back.

Year To Date

Here’s how I’m doing so far in 2017 in terms of profit and loss:

January € 668 $ 720
February € 724 $ 763
March € 2,704 $ 2,881
April € 1,023 $ 1,114
May € 10 $ 11
June € 1,755 $ 2,006
July € 166 $ 196
August € 769 $ 918
Sepetember € 1,131 $ 1,337
October € 1,099 $ 1,279
November € 609 $ 709
Total € 1,708 $ 1,988

Where That Leaves Me

I had €10,719/$12,474 to my name at the end of October.

Taking into account all my November income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €10,638/$12,680. 49

Outlook For December

We’re already a week deep into December as I’m putting together this report and I’m off to a fast start-income wise. If 3M1K pulls in the usual average of $2,000 I should get close to the $5k mark for the month.

As for expenses, I’m going to try keep everything under €2,500, which might be pushing it given that I haven’t done any Christmas shopping yet :-/

How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.

Share on facebook
Share on twitter
Share on linkedin
Share on reddit
Share on email
Share on print
About The Author

1 Comment

Leave a Reply

Your email address will not be published. Required fields are marked *

We hate to do this...

...but we had to distract you for a minute to tell you: Once per week, we email 3,4​50+ legendary subscribers with some good stuff related to online business. Enter your details below to get the next one.

We’ll first send a confirmation email to make sure it’s you :-)
View our privacy policy to see how we protect and manage your submitted data.