March 2017 Finance Report

Here be all my finances for March. I spent 12 days out of the month traveling around Portugal and Spain with my girlfriend, and the rest of the time living in Las Palmas de Gran Canaria.

Summary

Total Income € 2,378
$ 2,534
Total Expenses € 5,082
$ 5,415
Profit/Loss € 2,704
$ 2,881

Income

 

3M1K 1 € 1,126 $ 1,200
Freelance web development 2 € 827 $ 881
Cheap Flight Checklist 3 € 305 $ 325
Sale of bicycle 4 € 85 $ 91
Book sales (via Amazon) 5

€ 35 $ 37
Total Income € 2,378
$ 2,534
Last Month € 4,380 $ 4,616

I was aiming to pull in $2.5k in March and ended up right at that mark.

Expenses

Food & Drink

Eating out € 327 $ 348
Groceries € 206 $ 219
6 Total
€ 533
$ 568
Last Month € 406 $ 428

Housing & Utilities

2 nights at Quinta Beira-Mar in Sintra, Portugal 7 € 150 $ 160
3 nights at Chic&Cozy apartment in Porto, Portugal 8 € 135 $ 144
3 nights at Casa dos Mastros apartment in Lisbon 9 € 130 $ 139
1 week at two apartments in Las Palmas € 110 $ 117
Cleaner for Las Palmas apartment 10 € 20 $ 21
Total € 545
$ 581
Last Month € 165 $ 174

Health Care

~7 weeks World Nomads travel insurance 11 € 103 $ 110
Symbioram 12 € 11 $ 12
Total € 114
$ 121
Last Month € 12 $ 12

Travel & Transport

Flights: Las Palmas (LPA) to Cork (ORK) one way 13 € 97 $ 103
3-day car rental in Portugal 14 € 72 $ 77
Fuel for rental cars and scooter 15 € 64 $ 68
Train: Barcelona to Girona 16 € 23 $ 25
24-hour scooter rental in Barcelona 17 € 20 $ 21
Taxis in Porto € 20 $ 21
Bus: Girona to Barcelona Airport (BCN) € 19 $ 20
Buses in Lisbon € 14 $ 15
Taxis in Barcelona € 7 $ 7
Buses in Gran Canaria € 6 $ 6
Tram in Lisbon € 6 $ 6
Buses in Porto € 5 $ 5
Parking in Sintra € 3 $ 3
Total € 356
$ 379
Last Month € 725 $ 764

Business Expenses

30DBC refund 18 € 2,816 $ 3,000
Outsourcing 19 € 162 $ 173
2 weeks coworking at CoWorkingC in Las Palmas 20 € 120 $ 128
Elegant Themes 1-year subscription 21 € 65 $ 69
The Cargo Ship Diaries book promo 22 € 24 $ 26
Orange Go Europe SIM card 23 € 20 $ 21
PayPal fees € 13 $ 14
Book: The Subtle Art of Not Giving A F*ck 24 € 11 $ 12
Virtual Post Mail 25 € 9 $ 10
Currency exchange fees 26 € 8 $ 9
Cheap Flight Checklist expenses 27 € 6 $ 6
Postage € 2 $ 2
Google Drive storage (100GB) € 2 $ 2
Amazon Web Services (more storage) € 1 $ 1
Total € 3,259
$ 3,472
Last Month € 2,019 $ 2,128

Gifts & Donations

Flowers 28 € 70 $ 75
Footprints donation 29 € 3 $ 3
Busker in Barcelona 30 € 1 $ 1
Total € 74
$ 79
Last Month € 29 $ 30

Books 31

The Right Stuff *** € 7 $ 7
Total € 7
$ 7
Last Month € 19 $ 20

Clothing

Costume for Carnaval 32 € 26 $ 28
Sunglasses € 10 $ 11
Tailor 33 € 9 $ 10
Total € 45
$ 48
Last Month € 2 $ 2

Miscellaneous Expenses

Entry to La Sagrada Familia in Barcelona 34 € 28 $ 30
Toiletries € 25 $ 27
Entry to Lisbon castle 35 € 17 $ 18
Sunscreen € 16 $ 17
Fiverr gig: Add Russian Subtitles 36 € 10 $ 11
Netflix subscription € 10 $ 11
Laundry € 5 $ 5
Authentic Relating Games night 37 € 5 $ 5
Quarterly banking fee (Irish bank) € 5 $ 5
Umbrella € 5 $ 5
Barcelona tourist tax € 5 $ 5
Entry to Livraria Lello in Porto 38 € 5 $ 5
Entry to Banys Arabs in Girona 39 € 4 $ 4
Entry to Torre dos Clérigos in Porto 40 € 3 $ 3
Monthly banking fee (Dutch bank) € 2 $ 2
Entry to top of Elevador de Santa Justa in Lisbon 41 € 2 $ 2
Printing € 2 $ 2
Total € 149
$ 159
Last Month € 280 $ 295

Expense Summary

Business Expenses € 3,259 $ 3,472
Housing & Utilities € 545 $ 581
Food & Drink € 533 $ 568
Travel & Transport € 356 $ 379
Miscellaneous Expenses € 149 $ 159
Health Care € 114 $ 121
Gifts & Donations € 74 $ 79
Clothing € 45 $ 48
Books € 7 $ 7
Total Expenses € 5,082
$ 5,415
Last Month € 3,656 $ 3,853

I was aiming to keep my expenses under $5k for the month so I went a good bit over.

Biggest Regret?

Nothing significant in March. My biggest regret the previous month was taking on that 30DBC project that I had to refund, and that cost me $3k in March, but aside from that I spent only $2,415 despite spending 12 days doing full-on travel in Portugal and Spain. Not bad.

Where That Leaves Me

I had €10,169/$10,716 to my name at the end of February.

Taking into account all my March income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €7,266/$7,742. 42

Outlook For April

I’ll be home in Ireland for a couple of weeks visiting family, so won’t have any housing costs there (I’m spoiled, so I am). I will be applying for a Russian visa however, and I’ll also need to book a flight to Moscow and pay for a month of accommodation there.

Aside from that, expenses should be pretty normal. I’ll aim to keep everything under $2.5k.

As for income, I’m going to get back into the swing of some freelance work, and 3M1K has been looking up lately so hopefully I can pull in $1.5k or more from that. I’ll aim for at least $3k total income.

Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.

Curious as to how I track everything I earn and spend? Check this video…

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3 Comments

  1. You’re the King of Transparency, Niall! I love the easy footnotes. Regular digital books should have different levels of this to suit both the skimmers and the meticulous. Btw, #20 might need a repair.

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