July 2019 Finance Report

Everything I earned and spent in Bali

Below you’ll find all my finance details for July 2019.

I spent the whole month in Bali, mostly in Ubud.

💵 Summary

July 2019 finance graph

Total Income € 1,924 $ 2,131
Total Expenses € 1,879 $ 2,081
Profit/Loss € 45 $ 50

🤑 Income

July 2019 income graph

Affiliate income (see below) € 1,560 $ 1,728
Consulting / Project Management 1 € 229 $ 254
Patreon 2 € 115 $ 127
Book sales (via Amazon) € 20 $ 22
Total Income € 1,924
$ 2,131
Previous Month € 933 $ 1,059

I estimated $1,000 in affiliate earnings for July and little beyond that, so a pleasant surprise here.

👍 Affiliate Income

Affiliate payments came from…

Affiliate Related Content
Aweber AWeber Pricing vs. Popular Alternatives
Earn More Writing Earn More Writing Review
SafetyWing Digital Nomad Travel Insurance
Tai Lopez Tai Lopez Scam?

Here’s a progress chart for affiliate income since starting eBiz Facts…

Affiliate income progress chart

💸 Expenses

July 2019 expenses graph

🍽 Food & Drink

Eating out € 415 $ 460
Groceries € 185 $ 204
Total € 600
$ 664
Previous Month € 597 $ 678

🏡 Housing & Utilities

1 month at Ubud villa € 369 $ 409
Total € 369
$ 409
Previous Month € 621 $ 705

💪 Health Care

1-hour massage (x6) € 41 $ 45
SafetyWing travel insurance 3 € 33 $ 37
Total € 74
$ 82
Previous Month € 51 $ 58

🛫 Travel & Transport

1 month scooter rental in Ubud, Bali € 96 $ 106
Indonesia social visa extension € 51 $ 57
Scooter fuel € 6 $ 7
Scooter oil change € 4 $ 5
Parking € 1 $ 1
Total € 159
$ 176
Previous Month € 548 $ 622

💻 Business Expenses

Outsourcing 4 € 347 $ 385
SocialBee 5 € 44 $ 49
Pigeon 6 € 26 $ 29
SmarterQueue 7 € 19 $ 21
Ahrefs subscription 8 € 18 $ 20
MemberMouse 9 € 18 $ 20
Virtual Post Mail 10 € 18 $ 20
Patreon fees 11 € 15 $ 17
Zoom 12 € 13 $ 15
Phone credit € 11 $ 12
YouTube Premium 13 € 11 $ 12
Google Drive storage (1TB) 14 € 9 $ 10
Amazon Web Services (storage) 15 € 3 $ 3
PayPal fees € 2 $ 2
Dreamhost web hosting 16 € 0 $ 0
Teamwork project management software 17 € 0 $ 0
Total € 554 $ 614
Previous Month € 774 $ 879

🎁 Gifts & Donations

Effective Altruism Fund 18 € 9 $ 10
Monthly Love & Courage podcast donation 19 € 5 $ 6
SamHarris.org subscription 20 € 4 $ 4
Patreon: The Blindboy Podcast 21 € 3 $ 3
Patreon: Úna-Minh Kavanagh € 3 $ 3
Flowers € 2 $ 2
Total € 25
$ 28
Previous Month € 36 $ 41

📚 Books 22

All Quiet On The Western Front  ⭐️⭐️⭐️⭐️⭐️ € 5 $ 6
Mastermind Dinners 23 € 5 $ 5
Total € 10
$ 11
Previous Month € 17 $ 19

👕 Clothing

Total € 0
$ 0
Previous Month € 94 $ 107

🤷‍♂️ Miscellaneous Expenses

Laundry € 27 $ 30
Toiletries € 19 $ 21
Netflix subscription € 11 $ 12
Monthly banking fee (Hong Kong bank) 24 € 8 $ 9
Thomas Beach lounger rental € 6 $ 7
Kitchen cleaning stuff € 3 $ 4
Amazon movie rental: Groundhog Day  ⭐️⭐️⭐️⭐️⭐️ € 3 $ 3
Mosquito repellent € 2 $ 3
ATM fee € 2 $ 2
Sangeh Monkey Forest entry € 2 $ 2
Monthly banking fee (Dutch bank) € 2 $ 2
Tape € 2 $ 2
Melasti Beach entry € 1 $ 1
Total € 88
$ 97
Previous Month € 101 $ 115

💸 Expense Summary

Food & Drink € 600 $ 664
Business Expenses € 554 $ 614
Housing & Utilities € 369 $ 409
Travel & Transport € 159 $ 176
Miscellaneous Expenses € 88 $ 97
Health Care € 74 $ 82
Gifts & Donations € 25 $ 28
Books € 10 $ 11
Clothing € 0 $ 0
Total Expenses € 1,879
$ 2,081
Previous Month € 2,840 $ 3,222

I was aiming to keep everything under €2,500 for the month. One of the rare occassions where I actually spent way less than predicted!

😢 Biggest Regret?

Nothing major.

I’m spending a bit more on food and drink than I’d like – $664 in July – but the convenience factor makes it worth it.

Overall I’m very happy with the month. Relative to the previous, income was up $1000+ and expenses were down $1000+.

🗓 2019 So Far

Here’s how I’m doing this year in terms of profit and loss:

January € 653 $ 747
February € 529 $ 601
March € 242 $ 272
April € 240 $ 269
May € 171 $ 196
June € 1,906 $ 2,163
June € 45 $ 50
Total € 1,084 $ 1,230

📊 Where That Leaves Me

I had €14,095 / $15,995 to my name at the end of June.

Taking into account all my July income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €14,331 / $15,872. 25

🔮 Outlook For August

Affiliate income should push $2,000, and I’ll earn about $130 more via Patreon.

Staying put in Bali for the month, but expenses are likely to go up.

I will be booking at least one flight, maybe two. My outsourcing costs will rise as I hire more help. And I may buy a new course or two for review.

Keeping expenses under $2,500 would be good going.

📲 How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

💬 Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

🗂 Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.

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About The Author

4 Comments

  1. It’s great to see your hard work payoff. Are you enjoying your time more now that you are not doing consulting work? How has that changed your work life?

    1. Thanks, Nancy.

      Yeah, definitely enjoying my work more now that I’m 100% focused on my own thing. My energy levels have been great recently, probably in large part because of the work 🙂

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