April 2019 Finance Report

Everything I earned and spent in Gran Canaria, Ireland, Amsterdam and Bali.

Below you’ll find all my finance details for April 2019.

I started the month in Gran Canaria, was In Ireland from the 12th to the 23rd, then spent three nights in Amsterdam, before flying to Bali and getting settled in Ubud.

Summary

Total Income € 2,907 $ 3,261
Total Expenses € 2,667 $ 2,991
Profit/Loss € 240 $ 269

Income

Consulting / Project Management 1 € 2,121 $ 2,379
Affiliate income (see below) € 291 $ 326
Cash gift € 200 $ 224
Freedom Business Builder 2 € 141 $ 158
Patreon 3 € 111 $ 125
Book sales (via Amazon) € 30 $ 34
Respondent 4 € 12 $ 14
Total Income € 2,907
$ 3,261
Previous Month € 3,075 $ 3,457

I was aiming to pull in €3,500 in April, was expecting a few more affiliate payments to come through but still waiting on them.

The $326 in affiliate payments I did receive came from:

Expenses

Food & Drink

Eating out € 269 $ 302
Groceries € 227 $ 255
Total € 497
$ 557
Previous Month € 540 $ 607

Housing & Utilities

3 nights at Lady Gregory Hotel, Ireland € 158 $ 178
10 nights at Ubud villa € 113 $ 126
1 night at Stay OK hostel, Amsterdam € 37 $ 41
Total € 308
$ 345
Previous Month € 632 $ 711

Health Care

SafetyWing travel insurance 5 € 33 $ 37
Strepsils € 13 $ 14
Panadol € 2 $ 2
Total € 48
$ 54
Previous Month € 40 $ 45

Travel & Transport

1 month scooter rental in Ubud, Bali € 82 $ 92
Train: Amsterdam to Hoogkarspel round trip with bikes (x2) € 58 $ 65
Indonesia visa on arrival € 34 $ 38
Taxis in Gran Canaria € 25 $ 28
Taxis in Bali € 24 $ 27
Bus: Cork to Waterford (x2) € 20 $ 22
Amsterdam public transport € 13 $ 15
Parking in Ireland € 7 $ 8
Scooter fuel € 2 $ 3
Total € 265
$ 298
Previous Month € 113 $ 127

Business Expenses

Outsourcing 6 € 475 $ 532
Accountant 7 € 300 $ 337
Chiang Mai SEO Conference 8 € 222 $ 249
Phone credit € 31 $ 35
Xiaomi Sports Bluetooth earphones € 28 $ 31
SmarterQueue 9 € 19 $ 21
Ahrefs subscription 10 € 18 $ 20
MemberMouse 11 € 18 $ 20
eBiz Facts Stickers 12 € 13 $ 15
Patreon fees 13 € 14 $ 16
YouTube Premium 14 € 11 $ 12
Google Drive storage (1TB) 15 € 9 $ 10
Virtual Post Mail 16 € 9 $ 10
TransferWise fees € 8 $ 9
Upwork fees € 5 $ 6
Amazon Web Services (storage) 17 € 3 $ 3
PayPal fees € 2 $ 2
Respondent fees € 2 $ 2
Dreamhost web hosting 18 € 0 $ 0
Teamwork project management software 19 € 0 $ 0
Total € 1,186 $ 1,331
Previous Month € 1,317 $ 1,481

Gifts & Donations

Flowers € 35 $ 39
Phone credit for a friend € 10 $ 11
Effective Altruism Fund 20 € 9 $ 10
Monthly Love & Courage podcast donation 21 € 5 $ 6
SamHarris.org subscription 22 € 4 $ 4
Patreon: The Blindboy Podcast 23 € 3 $ 3
Total € 65
$ 73
Previous Month € 65 $ 73

Books 24

Mindset 25 € 12 $ 14
The Maximalist **** € 10 $ 11
Skyfaring 26 € 4 $ 4
Difficult Conversations 27 € 1 $ 2
Total € 28
$ 31
Previous Month € 18 $ 21

Clothing

Tailor (to patch jeans) € 10 $ 11
Total € 10
$ 11
Previous Month € 48 $ 54

Miscellaneous Expenses

Kitchen supplies (Chiang Mai) 28 € 80 $ 89
Government stamp duty (Irish bank) € 30 $ 34
Virtual reality gaming session in Las Palmas € 30 $ 34
Toiletries € 21 $ 24
Amsterdam Botanical Garden (x2) € 20 $ 22
Sunscreen € 16 $ 18
Weed in Amsterdam € 16 $ 18
Netflix subscription € 11 $ 12
Monthly banking fee (Hong Kong bank) 29 € 8 $ 9
Padel in Las Palmas 30 € 7 $ 8
Cinema: Us **** € 6 $ 7
Kitchen supplies (Ubud) € 3 $ 4
Laundry € 3 $ 4
Mosquito repellent € 3 $ 4
Currency exchange fee in Bali € 2 $ 2
Monthly banking fee (Dutch bank) € 2 $ 2
PayPal fees (personal) € 2 $ 2
Total € 260
$ 291
Previous Month € 59 $ 66

Expense Summary

Business Expenses € 1,186 $ 1,331
Food & Drink € 497 $ 557
Housing & Utilities € 308 $ 345
Travel & Transport € 265 $ 298
Miscellaneous Expenses € 260 $ 291
Gifts & Donations € 65 $ 73
Health Care € 48 $ 54
Books € 28 $ 31
Clothing € 10 $ 11
Total Expenses € 2,667
$ 2,991
Previous Month € 2,833 $ 3,185

I was aiming to keep everything under €2,500 for the month. Went a little overboard, mainly due to business expenses.

Biggest Regret?

Bought €10 phone credit online, sent it to the wrong phone :-/

Where That Leaves Me

I had €15,379 / $17,291 to my name at the end of March.

Taking into account all my April income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €15,918 / $17,856. 31

Outlook For May

My freelance income will be around €1,000 as I continue to scale back with my main client and focus more on building this site. Affiliate income should be around $1,000. Plus another few hundred here and there from Patreon, etc.  and I should earn about €2,000 total.

Ubud in Bali is looking to be a cheap enough place to live and I don’t have any big business purchases planned so I might manage to keep expenses down around €2,000 as well.

How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.

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